There are so many things that need corrected, but very few have the funds needed to completely fix everything let alone one thing. Many of us try our best to give, especially during the holiday season; however, we simply don’t have the money to do as much as we might like to. The good news is, many people are in this same situations, and by donating together, we have the ability to make a difference even with micro donations.

In fact, small donations have a huge impact according to Una Osili, the research director for the Indiana University Lilly Family School of Philanthropy. According to her, two-thirds of Americans donate something every year. These people aren’t donating thousands of dollars at a time either; they are just donating nickels and dimes, trying to make what difference they can.

Below are several ways someone who isn’t financially well-off can make a difference with their philanthropy.

  1. Microloans

Microloaning is when a person provides service to low-income individuals who don’t have access to credit cards and bank loans. There are a few non-profit organizations set up for this purpose. You can donate as little as $25, which goes a long way for low-income families and can potentially stimulate an entrepreneurial enterprise or sustainable income opportunity. Be aware though, microloans are not tax deductible.

  1. Give Through your Shopping

It has never been easier to donate money while shopping. Some retailers work alongside reputable charities – such as Saint Jude’s – but there are other ways to give while you shop as well. Amazon Smile is just one of the new ways to give. Amazon allows customers to donate .5% of their purchase price to a charity of the customer’s choosing with this program.

  1. Texting

Red Cross’s text messaging campaign for the Haiti earthquake raised over $43 million, and it did it by only taking $10 here and there. It is a perfect example of how much good can be done by giving so little. The Red Cross isn’t the only organization that accepts donations in this way. In fact, many organizations accept donations all year round via messaging. The American Cancer Society and UNICEF both have text messaging donation processes for people to make use of.

  1. Crowdfunding

If you feel passionate about something chances are others do too. Crowdfunding websites are a great way to reach out to people who feel similarly to you. You’ll be surprised how much good can be done when people work together. These platforms pool fundraisers by promoting interesting or unique concepts to like-minded individuals.